Flexible and secure installment payments
With HeyLight, our customers have the option to pay for their purchases in flexible monthly installments – without hidden costs. Select the option at checkout "HEYLIGHT - Financing", determine your desired loan term and complete your purchase in just a few steps. Credit checks are performed in real time. A convenient, transparent, and secure payment method.
Buy now – pay conveniently in 12, 24, or 36 monthly installments
Through our partnership with HeyLight AG, you can order your products directly and conveniently pay in up to 36 installments. You can choose between 12, 24, or 36 installments. For purchases under CHF 500.00, only the 12-installment option is available. This allows you to break down larger purchases into manageable, smaller payments. Product delivery is initiated immediately after payment is completed. This ensures fast availability, fixed installments, and transparent terms with no hidden costs. This payment method is not available to residents of Liechtenstein.
Your advantages
Speed: The online process is very fast.
Financial flexibility: Division of the total costs into monthly installments.
Transparency: Clear terms and conditions with no hidden additional costs.
Reliability: Partnership with HeyLight AG, a trusted financial service provider with years of experience.
Calculation example
For a better overview, here's a calculation example. The price of the desired device is CHF 1,000.00. At checkout, you can now select the payment method "HEYLIGHT - Financing". Select the effective annual interest rate is 9.9%. When concluding the contract with HeyLight AG, the installments for terms of 12, 24 and 36 months will be shown to you:
- 12 months × CHF 87.67 ; Total interest costs: CHF 52.04 ; Total price incl. interest: CHF 1,052.04
- 24 months × CHF 45.90 ; Total interest costs: CHF 101.60 ; Total price incl. interest: CHF 1,101.60
- 36 months × CHF 32.02 ; Total interest costs: CHF 152.72 ; Total price incl. interest: CHF 1,152.72
Lending is prohibited if it leads to the consumer becoming over-indebted.
Terms and conditions at a glance
Duration: 12, 24 or 36 months (up to CHF 500.00 only 12 months possible)
Effective annual interest rate: 9.9%
Minimum / Maximum amount: CHF 0.01 to CHF 15,000.00
Lender: HeyLight AG
Maturity: The first installment is due 30 days after activation of the contract.
Right of withdrawal: The borrower has the right to revoke the loan agreement within 14 days by sending written notification to HeyLight AG.
Conditions: Lending is prohibited if it leads to the consumer becoming over-indebted.
Requirements for financing
The shopping cart value ranges between CHF 0.01 and CHF 15,000.00.
Your billing address must be for a private individual in Switzerland and must match the delivery address.
The necessary credit check was successful.
The applicant is over 18 years old and has a valid passport or identity card.
How it works
Add the desired items to your shopping cart.
Go to checkout and select the payment method “HEYLIGHT - Financing".
Complete the activation process of HeyLight AG, including identification with passport or ID.
After successful activation, you will receive the order confirmation from us and the loan agreement from HeyLight via email.
The first monthly payment is due 30 days after the contract is activated.
Contact HeyLight AG
If you have questions about financing with HeyLight AG or about your loan agreement
The HeyLight AG support team is available to assist you:
support-ch@heylight.com
